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From: "Lenny Bynum" <[log in to unmask]>
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Subject: Re: FYI
Date: Tue, 12 Jul 2005 09:35:35 -0700
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Dear Home0wner,
After completing the review we are pleased to offer you the following,
Your current mortgage qualifies you for more than a 3% lower rate!
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!! U.S MORTGAGE RATES HAVE NEVER BEEN LOWER! !!
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Millions of Americans have re-financed this month alone!
So why not you?
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